Learn in-person or online to manage working capital to improve liquidity and reduce risk in the three-day Cash Management Training Course.

Cash Management Training Course CPE Credits DIsclosure

Recommended CPE credit: 24
Recommended field of study: Managerial Accounting
Program level: Advanced.
Advance preparation: None
Additional disclosure information

Questions Call 888-632-2093

  • Receive training from a management professional with 30+ years of experience.
  • Four ways to learn: public classwebinarself-study, or on-site training.
  • Public class and webinar limited to four students for maximum learning.
  • Certificate issued on completion.
  • Cost: Three-day class $1999.00.  Available Discounts.
  • Public Class and Webinar Schedule is in the right column.

What will I learn in Cash Management Training?

In the Cash Management Training Course, you will learn best practices to manage your firm’s working capital (cash available for day-to-day operations) to improve the firm’s liquidity position, financial health, and reduce risk to allow management to take advantage of unexpected opportunities and to qualify for bank loans and favorable trade credit terms.

Introduction to Cash Management

In Module One, you will learn cash management involves optimizing current assets and liabilities to ensure the firm has suffi­cient liquidity. Optimization also includes releasing trapped cash from the cash components. Subsequently, cash management is one of the primary responsibilities of treasury professionals.

Cash management is influenced by the firm’s daily operating activities, which consist of ordering and paying for goods and services and making and collecting on sales. These operating activities create various cash accounts (e.g., inventory, accounts payable, and accounts receivable), impacting cash flows and liquidity. The ebb and flow of this operating cycle result in the cash conversion cycle.

The aspects of cash management examined in this module include:

  • Operating cash flows
  • The concept of float
  • The cash conversion cycle
  • Cash investment and financing strategies
  • Management of accounts receivable (A/R), inventory, and accounts payable (A/P)

Working Capital Management Cash Metrics

Cash management refers to the firm’s use of current assets and current liabilities. In Module Two, you will learn cash man­agement is important as it impacts a firm’s liquidity, efficiency, and overall health. This module discusses several key metrics that provide treasury professionals with the tools needed to assess cash management practices’ effectiveness.

The cash metrics described in this module allow the user to determine the:

  • Composition of current assets relative to current liabilities
  • Dependence on short-term and long-term financing for funding current assets
  • Length of time that funds are held in operating cash
  • Appropriate payment decisions when offered a trade credit discount
  • Financial impact of extending a discount to customers
  • Proportion of accounts receivable (AIR) that are past due

Specific metrics covered include the current ratio, quick ratio, cash conversion cycle, and cash turnover. Although a general discussion of the cash conversion cycle is presented in the previous module, the current module provides a more detailed discussion of the associated calculations. The module closes by examining specific calculations that are helpful when managing the use of trade credit financing.

Disbursements, Collections, and Concentration

Disbursements, collections, and concentration refer to the movement of funds throughout the various cash accounts. Subsequently, these aspects represent the primary types of cash management services offered by banks to their customers. It is important to note that a given firm’s disbursement of cash represents another firm’s cash collection. As a result, many of the same banking services and products are relevant to disbursements and collections. Concentration refers to funds’ movement throughout the firm’s various accounts following cash collection into one centralized account.

Module Three opens with a discussion of products and services commonly used by treasury professionals to disburse funds. The disbursements section also describes tools used to deter payments fraud. Next, the module describes key aspects related to collections, including lockboxes and international collection issues. The module closes with a discussion of cash concentration, including the concepts of notional and physical pooling.

Short Term Investing and Borrowing

The previous module described the importance of the collections, concentration, and disbursement policies in allowing the treasury department to determine the firm’s current liquidity position. Once the liquidity position is known, treasury personnel can determine whether the firm has either excess cash available or a cash deficit.

Module Four begins with key issues related to short-term investing. Since the short-term investment portfolio consists of excess cash the firm may require for future liquidity management purposes, most treasury professionals focus on preserving principal instead of seeking higher yields by taking on more risk. For this reason, the vast majority of the short-term investment portfolio will consist of money market securities with a maturity of one year or less.

Next, the module describes pertinent short-term borrowing topics, which may be required when the firm has a cash deficit. Specifically, the characteristics of several short-term borrowing instruments are covered, as well as the calculations involved in determining the effective borrowing cost for lines of credit and commercial paper. The module closes with a discussion of credit ratings and the agencies that provide them.

Cash Flow Forecasting

The goal of cash flow forecasting is to optimize future cash resources. In Module Five, you will learn cash flow forecasting assists a treasury professional in planning cash management activities. These activities include scheduling cash concentration transfers, funding disbursement accounts, making short-term investing and borrowing decisions, managing target balances for bank compensation purposes, managing covenant restrictions, and abiding by regulatory requirements. Despite its importance, cash flow forecasting remains an inexact science, primarily because of forecast cash assumptions. For this reason, the assumptions underlying the cash forecast should be reviewed and updated frequently with the most current and complete information available.

Cash forecasts are different from the broader financial models that are often used for financial planning and analysis. Cash forecasts are more concerned with cash flow projections than accounting state­ments that must comply with US GAAP (US Generally Accepted Accounting Principles) or IFRS (International Financial Reporting Standards) requirements.

Cash flow forecasting requires a treasury professional to take four essential steps:

  • Establish assumptions.
  • Estimate future cash inflows and outflows.
  • Generate a pro forma cash position.
  • Identify how to finance cash deficits or invest cash surpluses. The shortfall or surplus is measured relative to the predetermined, minimum desired target cash balance.

This module describes the benefits of cash flow forecasting and the types of forecasts commonly performed by the treasury function. Next, the module provides an overview of the forecasting process and introduces some of the principal cash flow forecasting methods. The module concludes with a discussion of best practices in treasury forecasting.

Technology of Treasury

The treasury function manages its diverse responsibilities using various forms of technology. While many treasury professionals still rely on spreadsheets and personal computers, the available technology has grown to include:

  • treasury management systems (TMSs),
  • bank-specific workstations,
  • cloud-based systems,
  • company-wide enterprise resource planning (ERP) systems,
  • and e-commerce.

The use of technology allows treasury professionals to retrieve, review, analyze, and transmit large amounts of financial data promptly while minimizing the potential for operational and financial errors. Further, tech­nology provides a standardized way to interact with various internal and external entities, including the account­ing, payables, receivables, corporate finance units, and financial institutions. Technology also helps facili­tate visibility in treasury operations and allows organizations to leverage external capabilities, such as SWIFT, market-rate providers, and online portals. Reliance on technology does, however, require an increased level of at­tention to controls and security to safeguard against intrusion and fraud.

Module Six introduces some of the basics of information management and technology as they apply to treasury, including a discussion of security, treasury applications, technology platforms, and information technology poli­cies. Next, the module provides a detailed look at TMS functionality and cost. The module concludes with an overview of some of the issues associated with e-commerce and mobile or electronic banking, including a discus­sion of common information standards important to treasury.


Module One: Introduction to Cash Management

Overview of Cash Management
The Cash Conversion Cycle (CCC)
How Changes in Current Accounts Impact External Financing
Cash Investment and Financing Strategies
Management of Credit and Accounts Receivable (A/R)
Management of Inventory 
Management of Accounts Payable (A/P)
Multi-National Cash Management Tools 

Module Two: Cash Metrics

Basic Financial Concepts
Cash Metrics
Cash Conversion Cycle (CCC)
Cash Discount Calculations
Accounts Receivable (A/R) Monitoring and Control
Collections and Concentrations Calculations

Module Three: Collections, Concentration, and Disbursements

Concentration of Funds
Payments Fraud

Module Four: Short-Term Investing and Borrowing

Managing Short-Term Investments
Pricing and Yields on Short-Term Investments
Managing Short-Term Financing
Debt Financing 

Module Five: Cash Forecasting

Purpose of Cash Forecasting
Issues and Opportunities
Types of Forecasts
The Forecasting Process
Forecasting Methods 
Best Practices of Cash Forecasting

Module Six: Information Technology in Treasury

Information Technology for Treasury
Treasury Management Systems (TMS)


Most Recent Student Evaluations:

Excellent course. Very informative and practical. I have learned strategies that can be applied in my job now.

J. P. S. A.
Kingston, Jamaica

I enjoyed the class and learned so much in three days. First time I attended a small class but I will look into this type of training class in the furure.

H. T.
Irvine, CA

The instructor easily answered all my questions. Above average. It was engaging unlike classes that only lecture for hours.

K. T.
Sparks, NV


Wed., Thurs., and Fri., December 15 – 17, 2021 Full
Wed., Thurs., and Fri., December 22 – 24, 2021
Wed., Thurs., and Fri., January 12 – 14, 2022 Full
Wed., Thurs., and Fri., February 23 – 25, 2022
Wed., Thurs., and Fri., March 16 – 18, 2022
Wed., Thurs., and Fri., April 13 – 15, 2022
Wed., Thurs., and Fri., May 11 – 13, 2022
Wed., Thurs., and Fri., June 15 – 17, 2022

Scheduled dates don’t work for you? Schedule your own start date (subject to availability).  Contact customer service to check date availability at


Registering Online

Return to the previous section and click on the Register for This Class link.

Registering by Purchase Order

If you need to register using a purchase order, email a copy to (be sure to list class name, class date, student name, student address, student phone number, and student email address).

To Register by Phone

To pay by credit or debit card using customer service 24/7, call 888-632-2093.

Each Student Receives:

  • student manual or textbook for use during and after the class.
  • Instruction from an experienced business professional (minimum of 30 years) with at least five years in a corporate senior management position (CEO, President, COO, Vice President, CFO).
  • Real life exercises to support training materials.
  • Individual attention (classes are limited to four students).
  • Personalized Certificate of Completion

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